NAS (NextCare) vs Salama Islamic Insurance
UAE Health Insurance Comparison 2026
NAS (NextCare)
tpa10,619 providers
2 plans
Est. 1999
DHA, HAAD, MOHAP regulated
Salama Islamic Insurance
private5,843 providers
2 plans
Est. 1979
DHA, HAAD, MOHAP regulated
NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,619 providers across 8 cities. Salama Islamic Insurance has 2 plans starting from AED 2,500/yr with 5,843 providers across 8 cities. Both insurers have their strongest presence in Dubai.
NAS (NextCare) vs Salama Islamic Insurance — At a Glance
| Attribute | NAS (NextCare) | Salama Islamic Insurance |
|---|---|---|
| Type | tpa | private |
| Founded | 1999 | 1979 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD, MOHAP | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 13,000 | AED 2,500 – 13,000 |
| Total Network Size | 10,619 | 5,843 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-627 | 800-72526 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | NAS (NextCare) | vs | Salama Islamic Insurance |
|---|---|---|---|
| Dubai | 5,200 | vs | 3,163 |
| Abu Dhabi | 2,357 | vs | 1,213 |
| Sharjah | 1,628 | vs | 894 |
| Al Ain | 584 | vs | 235 |
| Ajman | 374 | vs | 140 |
| Ras Al Khaimah | 261 | vs | 108 |
| Fujairah | 168 | vs | 66 |
| Umm Al Quwain | 47 | vs | 24 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,619 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,619 providers
View details →Salama Islamic Insurance Plans
Salama Islamic Insurance
Salama Basic Takaful Health
Employers seeking Sharia-compliant mandatory health coverage across UAE
AED 2,500 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,843 providers
View details →Salama Islamic Insurance
Salama Enhanced Takaful Health
Corporate employees and families across UAE wanting enhanced Takaful
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
5,843 providers
View details →Verdict
Choose NAS (NextCare) if you need a larger provider network. Choose Salama Islamic Insurance if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
NAS (NextCare) vs Salama Islamic Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from NAS (NextCare) and Salama Islamic Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.