Hayah Insurance vs NAS (NextCare)
UAE Health Insurance Comparison 2026
Hayah Insurance
private3,604 providers
2 plans
Est. 2008
HAAD regulated
NAS (NextCare)
tpa10,619 providers
2 plans
Est. 1999
DHA, HAAD, MOHAP regulated
Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,604 providers across 8 cities. NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,619 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Hayah Insurance vs NAS (NextCare) — At a Glance
| Attribute | Hayah Insurance | NAS (NextCare) |
|---|---|---|
| Type | private | tpa |
| Founded | 2008 | 1999 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,400 – 10,000 | AED 2,500 – 13,000 |
| Total Network Size | 3,604 | 10,619 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-42924 | 800-627 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Hayah Insurance | vs | NAS (NextCare) |
|---|---|---|---|
| Dubai | 1,601 | vs | 5,200 |
| Abu Dhabi | 1,167 | vs | 2,357 |
| Sharjah | 289 | vs | 1,628 |
| Al Ain | 302 | vs | 584 |
| Ajman | 116 | vs | 374 |
| Ras Al Khaimah | 71 | vs | 261 |
| Fujairah | 48 | vs | 168 |
| Umm Al Quwain | 10 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,604 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,604 providers
View details →NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,619 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,619 providers
View details →Verdict
Choose Hayah Insurance if you need lower entry-level premiums. Choose NAS (NextCare) if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Hayah Insurance vs NAS (NextCare) — FAQ
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Hayah Insurance and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.