Question 1

Which is better, GlobeMed or Salama Islamic Insurance?

Accepted Answer

It depends on your needs. GlobeMed has 8,707 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Salama Islamic Insurance has 5,843 providers across 8 cities with 2 plans from AED 2,500/yr. Choose GlobeMed if you need a larger provider network. Choose Salama Islamic Insurance if you prioritise lower entry-level premiums, more comprehensive coverage options.

Question 2

Is GlobeMed cheaper than Salama Islamic Insurance?

Accepted Answer

No, Salama Islamic Insurance's entry-level plan starts from AED 2,500/yr, while GlobeMed's cheapest plan begins at AED 2,600/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, GlobeMed or Salama Islamic Insurance?

Accepted Answer

GlobeMed has a larger Dubai network with 4,627 providers, compared to Salama Islamic Insurance's 3,163 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does GlobeMed or Salama Islamic Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GlobeMed's dental sub-limit goes up to AED 3,500/yr, while Salama Islamic Insurance offers up to AED 4,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GlobeMed to Salama Islamic Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GlobeMed to Salama Islamic Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GlobeMed and Salama Islamic Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GlobeMed and Salama Islamic Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GlobeMed and Salama Islamic Insurance side-by-side. Key factors to compare: (1) Annual premium — GlobeMed starts from AED 2,600/yr, Salama Islamic Insurance from AED 2,500/yr, (2) Network size — 8,707 vs 5,843 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GlobeMed	Salama Islamic Insurance
Type	tpa	private
Founded	1991	1979
Headquarters	Dubai (HQ Lebanon)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 2,600 – 12,000	AED 2,500 – 13,000
Total Network Size	8,707	5,843
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-425-3300	800-72526

City	GlobeMed	vs	Salama Islamic Insurance
Dubai	4,627	vs	3,163
Abu Dhabi	1,928	vs	1,213
Sharjah	1,209	vs	894
Al Ain	384	vs	235
Ajman	241	vs	140
Ras Al Khaimah	178	vs	108
Fujairah	116	vs	66
Umm Al Quwain	24	vs	24

GlobeMed vs Salama Islamic Insurance

GlobeMed

Salama Islamic Insurance

GlobeMed vs Salama Islamic Insurance — At a Glance

Network Comparison by City

GlobeMed Plans

GlobeMed Managed Essential

GlobeMed Managed Plus

Salama Islamic Insurance Plans

Salama Basic Takaful Health

Salama Enhanced Takaful Health

Verdict

GlobeMed vs Salama Islamic Insurance — FAQ

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